Hey Legger....We're coming off the strongest bull market since the Great Depression in early 2009 through 2010, and the best your portfolio could do was 11%? LOL. Yeah, I'm going to take investment advise from you. LOL.... Not! Same with Webgogs, both of you have absolutely no skills whatsoever when it comes to making money in the markets. Very clear by looking at your posted portfolios. Judging by your and Webgogs poor spelling, I will assume English is not your native language and that you are likely immigrants here, so I will cut you some slack.