Ivana you are spreading lies again Enough with the false claims Ivana. You actually think that you are smarter than all the financial experts out there, and certainly know more than the ...what do you call them again..oh yes...misfit bankers. The term misfit applies to you more than anyone in this forum imo. The only reason that I replied to a puke like you is to remind you once again that it is inappropriate for you to to put up the false header implying that I would spread lies. That is deliberate deception typical of your characterless and delusional persona. You are the only one here spreading lies, beginning with with your delusional lies and claims that I am posting with multiple aliases.You are a liar, and a waste of human potential imo.Go to sleep if you are bored....the only bore here is you who has nothing informed or intelligent to say.Your poor parents! It must have been hell on them....perhaps you should get help and forgive yourself. And, if your folks are around please go make amends and see if there is anything that you can do to help make their lives more comfortable after all that you have put them through.