this is in the toilet for good U can buy a townhouse in Toronto, renovate it and sell it for more profit then what these guys do in a whole quarter. High interest costs and salaries and revenue growth coming in penny and nickel increments. The points are too few and the niche too small for this to ever be a money maker. Exited my position a long time ago . If they were in groceries or areas that have high and frequent repeatability then you got something. The guys are trying but they might as well close up shop and recognize that loyalty is only profitable if tied to a big marketplace with a lot of repeat usage.