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WISR Ltd V.WZR


Primary Symbol: WSRLF

Wisr Limited is an Australia-based neo-lender company. The Company provides a collection of financial products and services. The Company is engaged in writing personal loans and secured vehicle loans for three, five and seven-year maturities to Australian consumers, and funding these loans through the warehouse funding structures. It provides a Financial Wellness Platform underpinned by consumer finance products, the Wisr App. The Wisr App helps Australians pay down debt, multiple credit score comparison services and Australia’s first money-coaching app Wisr Today. Combined with content and other products that use technology to provide better outcomes for borrowers, investors, and everyday Australians. The Company’s products include loans, credit scores and round up. Its credit score is a summary of financial habits, and helps lenders get to know its customers. Its loan products include debt consolidation loans, car loans, medical loans and others.


OTCPK:WSRLF - Post by User

Bullboard Posts
Comment by tradebait2on Dec 03, 2011 1:37am
675 Views
Post# 19288985

RE: WZR equity research

RE: WZR equity research
WesternZagros Resources (TSXV: WZR)
Finger On The Trigger
Sector Perform
Speculative Risk
Price: 0.70
Shares O/S (MM): 371.2
Dividend: 0.00
NAVPS: 1.46
Float (MM): 284.3
Price Target: 0.90
Implied All-In Return: 29%
Market Cap (MM): 260
Yield: 0.0%
P/NAVPS: 0.5x
Major shareholders: Institution #1 - 19.9%; Institution #2 - 15.6%, Management - 3.5%
We see the potential for a turn-out that could commence
with a successful well test in December
Potential Catalyst: A positive well test on the Mil Qasim-1 exploration well on
the Garmian Block (WZR 40%), could be a catalyst for a share price re-rating, in
our view. In addition to the direct benefit – unrisked a successful well could add
C
.24/share to our NAV - a positive result would open up a new (Upper Fars)
play and could accelerate the arrival of a new partner. In our view, the allocation
of the Garmian Block’s, 40%, Third-Party Participating Interest (PTTI) would
result in a cash injection and a reduction in WesternZagros' commitments on a
go-forward basis; the company currently shoulders all the costs. The arrival of a
credible partner should also be seen as an endorsement.
Well test: Mil Qasim-1, is targeting a 63mmbbl (P50) structure within the
shallow, Upper Fars sandstone formation. To date management has said the well
encountered oil and gas shows while drilling; having reached TD last week the
well has been logged and we expect production tests to commence in early
December. We have calculated a risk reward ratio of C
.24/C
.08 per share for
the P50 case, and note the Pmean and P10 upside cases are 106mmbbl and
265mmbbl, respectively.
TPPI: By our calculations, the allocation of the third-party interest would result
in an estimated ~$70m cash injection, to cover 50% of past costs, and reduce
WesternZagros’ commitment to 50%. The new entrant would pay its 40% share
and half of the KRG’s (20% carried) costs. Combined with cash flow from the
ongoing Sarqala-1 extended well test and Taqa’s October $46m cash injection,
we expect the allocation of the TPPI would re-write WesternZagros’ balance
sheet and 2012 capex budget. And, as a result, we believe investor interest would
refocus on the company’s three-well, 2012, drilling schedule, rather than its
finances.
Valuation: On a sum of the parts basis we value WesternZagros at C$1.46/share,
up from C$1.28/share. The increase reflects the net impact of the inclusion of
Hasira-1 (C
.22/share), a revised view of exploration risks and a TPPI-linked
$70m (C
.18/share) cost recovery payment in H1/12.
Bullboard Posts