RE: 12 month forcast dolyn20, your RBC target of $15 is reasonable. Scotia has $17.50 target. TD reports the consensus of 18 analysts is $15.65. Keep in mind that analysts (while often wrong) are paid to come up with the best possible estimates. Brokers, on the other hand, are salespeople whose job is to generate commissions. Without knowing your broker or your relationship with him/her, it is in his/her best interest to get you in and out of 20 stocks over the next year rather than have your money tied up while you wait to reach your target.