RE: RE: RE: Record date Jan 31 Settlement periods are always T+3, i.e. 3 business days, regardless of broker. If you buy shares on Monday, they are settled on Thursday. Only settled shares qualify for a dividend.
Example:
The ex-dividend date was January 27th, then it means that the next dividend (Feb 15th) belongs to the seller and not the buyer. If you bought on the 27th (Friday), your shares wouldn't settle until Feb 1st (Wednesday). The record date is Jan 31st because all shares traded up to and including January 26th will settle on the 31st. The 'real own date' is not the day you buy them, but the day the trade is settled. Which in your case is the 31st. Hence you will get the dividend.