Why to Cities want this? I am sure you have all had gift cards at some point in your life -- and guess what we all leave money on those cards -- a buck, 10 cents etc etc -- well keep that cash in the gov't accounts and you can see why they want this. ALong with reducing admin functions etc etc etc. The world changes all the time, 30 years ago no one had debit cards and people dont use online banking --- now common place.
wake up things change