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Ready Capital Corp T.RC


Primary Symbol: RC Alternate Symbol(s):  RC.PR.C

Ready Capital Corporation is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. Its segments include LMM Commercial Real Estate and Small Business Lending. The LMM Commercial Real Estate segment originates lower-to-middle-market commercial real estate (LMM) loans across the full life cycle of an LMM property including construction, bridge, stabilized and agency loan origination channels through its wholly owned subsidiary, ReadyCap Commercial, LLC. These originated loans are generally held-for-investment or placed into securitization structures. As part of this segment, it originates and services multi-family loan products under the Freddie Mac SBL program. The Small Business Lending segment acquires, originates and services owner-occupied loans guaranteed by the Small Business Administration (SBA) under its SBA Section 7(a) Program through its wholly owned subsidiary, ReadyCap Lending, LLC.


NYSE:RC - Post by User

Bullboard Posts
Post by _mvmon Jun 21, 2000 8:56am
146 Views
Post# 2092673

Some thoughts on this deal.

Some thoughts on this deal.I think as investors we have to keep a few things in mind here, that may not be that obvious to those that haven't been involved with RC as an investment for a long time. RC is an ongoing company that has revenue and a very healthy growth rate. Sales of the check verification products has been extremely succesfull, but earnings have been dragged down by huge investments in to R&D. What the Xign spin off gives you is several things. 1)First off all, out of an investor point of view it puts a value on that research. Yes they invested a lot of money into research over the last few years, but now they have an equity stake of about 14.25 Million US in this venture that has other investors, the likes of Charlie. :) 2)They have established a much more "American" presence, something that I think will also prove to be extremely important. Their contacts in the financial industry have always been great, but this will place them much closer to where the action is. 3)With that portion of the business spun off into a seperate subsidiary the drag on earnings caused by R&D Spending will be "localized" and a much clearer picture of the succes that has been had by the other parts of RDM will emerge. For the record, do the math, and you will see that this deal means that Charly thinks the "R&D portion of RDM" at a buck and a bit US (1.50 Canadian or so) is a good enough deal for him to sink 3 Million US into it. Hey, I paid a lot less for my shares of RDM as a whole..... Marcel :)
Bullboard Posts