RE: RBC/LIBOR Seems to me you have bought into the whole precious metals thing and are blinded by the facts. My BMO, RY and CIM did better than anything you had last year. Be careful not to put your eggs all in one basket. TKO (2.73) and ICP (.69) are a couple I am looking at accumulating (TSX) over the coming months. Copper is needed for the solar/electrical drive for clean energy and Potash for the tropically poor enriched soils is going to come on stream next year. But Canadian Banks are the safest in the world. My RBC has had stock splits all throughout its history and has been a solid source. CIM is a power play that will come on strong with the recovering housing market. Good Luck... I vove contrains but timing and balance are critical. You are heabily exposed for a commodities drop which will come as new mines open up