RE:unbelievable...Wow. "One of Kathleen Wynn's lesbian lovers." That alone shows the type of bigots they hire at CSF. For the sake of it I'll reply to your nonsense. I'm not a politician, payday loans should exist, most of your competitors follow the rules & obey the law. Your certificates or degrees are obviously worthless because you wouldn't be a CSF manager as you would've been recruited or hired by an ethical company. I've talked to numerous former employees of many branches who've said they couldn't look their clients in the eye & their net pay without forcing fee-laden addons to people was less than $1000 a month. People in many places had no choice but to deal with your company and when that is their only option.... In Ontario, if the loan isn't funded in cash it must be deposited within the hour & you gave them the choice of cards with ridiculous fees or waiting up to five days for a bank deposit. You may have helped his credit score improve by ripping him off but most businesses actually LOOK at credit reports & anything from a payday loan company, good or bad, is a yellow flag. You haven't forced the unusable insurance in over a year because you weren't allowed to under the federally regulated LOC's & you weren't licensed as a payday lender.