The buzz on UBSEver since UBS (UBS) agreed to buy PaineWebber Group (PWJ) for almost $11 billion, the financial services industry has been full of hot speculation, or what rumormongers like to call “hot spec.” The Full Nelson has learned that U.S. Bancorp -- which has already issued two profit warnings since December -- will almost certainly be forced to guide earnings estimates for 2001 lower sometime before the end of the year. Read the Full Nelson at https://www.america-invest.com/news/fullnelson.html