Uchuck 'Fesses UpI must admit, I dropped much of mine. This Pensioner cannot "stomach" sudden 10% drops over a few days. Have been adding to my T.ZLB, (or is it ZLG?) BMO Low Volatilty ETF. I thought I was "too slick" to do ETF's, but, for a miniscule 0.35% fee, I can spread my risk among a dozen stocks. FYI,. my only pecuniary interest in BMO is paying my MasterCard bill there.