Thanks ... and ...1) dipstick8 --- for your hard work to find truth and your kindly sharing your observation to public. Great Thanks!!!
2) letsgetready --- for your in-depth DD, discovered the huge risk and kindly sharing your finding to all of us. Great Thanks!!!
3) knicksman --- for your sharp observation, frank comment and bravely trigue alarm, telling all of us: WALF IS COMING! Great Thanks!!!
4) several other posters --- for your sincere discussion. Great Thanks!!!
Feel a pity for those late-learner, including myself.
All of us should have learned something, hope we will be smarter after this painful learning process.
Wish All of You the Best!!!