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Toronto-Dominion Bank T.TD

Alternate Symbol(s):  TD | T.TD.PF.A | TDBCP | T.TD.PF.C | TDOPF | T.TD.PF.D | TDBKF | TDOMF | T.TD.PF.E | T.TD.PF.I | T.TD.PF.J

The Toronto-Dominion Bank (the Bank) operates as a bank in North America. The Bank's segments include Canadian Personal and Commercial Banking, which provides financial products and services to personal, small business and commercial customers, and includes TD Auto Finance Canada; U.S. Retail segment, which is comprised of personal and business banking in the United States, operating under the brand TD Bank; Wealth Management and Insurance segment includes the Canadian wealth business which provides investment products and services to institutional and retail investors, and the insurance business which provides property and casualty insurance, as well as life and health insurance products to customers across Canada, and Wholesale Banking segment provides a range of capital markets, investment banking, and corporate banking products and services, including underwriting and distribution of new debt and equity issues, providing advice on strategic acquisitions and divestitures.


TSX:TD - Post by User

Bullboard Posts
Comment by lunduon Feb 16, 2015 12:17am
139 Views
Post# 23432763

RE:OT but interesting

RE:OT but interestingYannio1,

I think you are probably right in that if interest rates go up the Reits and Utilities will initially get punished - like what happened during the "Bernanke Taper Tantrum".  However, my theory, and it is just that, is that these Reits and Utilities will eventually recover.  My reasoning is as follows: 

These companies have been borrowing money at historic lows for the past number of years.  They have been investing in their companies, adding to their holdings, and increasing earnings.  Both Fortis and Emera have made acquisitions that have added value to each company, and the Reits like Allied and Artis have been buying buildings using the low interest rates.  If/when inflation returns and if/when interest rates go up, these kinds of companies will have locked in lower rates for at least 4 or 5 years and eventually they will be able to pass along costs in a rising inflation economy by increasing the cost of their services or rents.  This is my theory and I'm keeping my Reits and Utility stocks, almost all of which have increased their dividends over the last 5 years and all of which have stock prices that have greatly increased.  Again, just my two cents worth.


Lundu           
Bullboard Posts