Opinionsare just that..opinions to be shared with all board members. I read all (most) posts and then a) I accept the opinion as fact, b) go look for more information. Just because it is written here does not make the statement true, neither is it a lie. The only time I am concerned is when I read statements like.. buy buy, sell sell, or this stock is ............ (fill in the blank). Many posters also follow up their posting with ' thiis just my opinion and do your own due diligence" which is wise. So let's not get all tied up with who is right and who is wrong. I am right to hold onto my FCU shares. Are you? (just my opinion).