RE:MusingsThey are lending against Medicare receivables as they pay 90 days, which the Drs can't carry. If the billable visit to the dr. Is not covered under insurance then the dr. and patient is on the hook for the bill. Since obamacare came into effect, the whole payback system as crawled to a halt. Can you imagine what it's like for a Dr's. office to have to carry 200-500 k on the books every month, this way they get paid at the end of the of the and life is good.