RE:RE:BMO/Scotiabank retail presentations on Dec 22 2015I wouldn't concern myself with the COS Brd. and, salaries. Most will get a golden parachute to excit and nobody wants to keep any dead wood around too long. I feel the brd. still did a fair job. Most of the down swing in the oil market I think is brought on by, manipulation, US $, over supply through new finds, brigs lower demand along with lower prices for now. Like OPEC and it's arabs said,they plan to shake the tree by increasing the amount they pump daily to see what falls?