RE:Help pleaseWith oil inventory still increasing, your 'turning the tide" idea might be a bit premature. However, if you have a long term outlook, then BNK is the best choice of the three. I would not touch PRE. My advice would be to put your money in a fund as cash and wait. Recently oil stocks have been going up due to seasonal patterns and a retracement of the market. You might be able to get in at a better price during the summer. You might also consider PPY.
Whatever you do, don't rely on us and do your own DD. If any of us were that good at investing money, we wouldn't be here.
Cheers
Oilsyd