You guys don't get it
Earnings are no longer the most important. thing here.
It is the DEBT.
Imagine this scene.
You make as an indivudual, $500,000 a year but have a debt of $600,000 for that year.
Now you say, this year you will only make $400,000 and still have a debt of $600,000.
This is what is called, a great salary and drowning.
CXR would be great with those earnings and NO DEBT.
They are drowning right now.