lifeco's&pension plans need to invest 100's of $$billions$$in assets with good visibility(EFN) and + 6%compounded yields(EFN),to offset their unfunded liabilities. the board's current strategy is 1/3 of free cash flow for organic growth, 1/3 for acquisitions,1/3 for dividends & share buybacks. efn held focus groups & retreats & created the platform to meet the needs the leasing clients, identified. WHY THEN are you not tailoring the strategy based on the needs of your share purchasing clients, the lifeco's/pension plans.They need a more assured return!(EFN $1.00 dividend, organic growth from free cash flow and use$20.00 efn stock for acquisitions.)