RE:TFSA OVERCONTRIBUTIONSo far since tfsa started, the max any of us are allowed to contribute is 46,500. You can make as much as you want off that while it's in there but you can't put more than that in to begin with or you will be taxed. You can't trick them. The rules are laid out and they will see what you have done. I know why you are thinking the way you are but you should follow the guidelines and put the excess of 46,500 in a different account.