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Ready Capital Corp T.RC


Primary Symbol: RC Alternate Symbol(s):  RC.PR.C

Ready Capital Corporation is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. Its segments include LMM Commercial Real Estate and Small Business Lending. The LMM Commercial Real Estate segment originates lower-to-middle-market commercial real estate (LMM) loans across the full life cycle of an LMM property including construction, bridge, stabilized and agency loan origination channels through its wholly owned subsidiary, ReadyCap Commercial, LLC. These originated loans are generally held-for-investment or placed into securitization structures. As part of this segment, it originates and services multi-family loan products under the Freddie Mac SBL program. The Small Business Lending segment acquires, originates and services owner-occupied loans guaranteed by the Small Business Administration (SBA) under its SBA Section 7(a) Program through its wholly owned subsidiary, ReadyCap Lending, LLC.


NYSE:RC - Post by User

Comment by woolwichon Nov 19, 2016 7:46pm
172 Views
Post# 25485687

RE:ok Q?

RE:ok Q?Only two results were even remotely O.K.  More cash came in the door and they made a profit (as opposed to a loss) by making the payment solutions side run even faster to offset the very poor results from digital imaging.  Full year results also looked positive but they mask how RDM seems to be running out of steam.  Recurring revenue is great but it's unlikely to give the same lift as that from substantially increased sales/revenue from new customers.  There is a limit to how much management can squeeze out of only $21m in annual revenue, especially when the company can only generate interest income of $126K on a cash holding of $25m to $30m.

Seems to me the Board is way too passive; why does it take 100 employees to operate a very small company which had higher revenue and only slightly less net profit already 10 years ago. Hard to know what the future holds but for now the glass may be either half full or half empty - and neither is O.K.
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