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Ready Capital Corp T.RC


Primary Symbol: RC Alternate Symbol(s):  RC.PR.C

Ready Capital Corporation is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans. Its segments include LMM Commercial Real Estate and Small Business Lending. The LMM Commercial Real Estate segment originates lower-to-middle-market commercial real estate (LMM) loans across the full life cycle of an LMM property including construction, bridge, stabilized and agency loan origination channels through its wholly owned subsidiary, ReadyCap Commercial, LLC. These originated loans are generally held-for-investment or placed into securitization structures. As part of this segment, it originates and services multi-family loan products under the Freddie Mac SBL program. The Small Business Lending segment acquires, originates and services owner-occupied loans guaranteed by the Small Business Administration (SBA) under its SBA Section 7(a) Program through its wholly owned subsidiary, ReadyCap Lending, LLC.


NYSE:RC - Post by User

Comment by woolwichon Mar 09, 2017 12:51pm
135 Views
Post# 25958242

RE:RE:RE:RE:Exit or accumulation

RE:RE:RE:RE:Exit or accumulationgriffp - your thinking, calculations and assumptions are on the mark.  No one should underestimate the influence and actions of the activists on the RDM Board.  I believe that they were very motivated by the prospect of getting a 60% or better return on a very short term exposure. Add to this the fact that many long-term shareholders would realize a return of more than $4.00 per share and you have at least part of an explanation why some folks have opted for the 'Deluxe' offer (something of a misnomer in my mind!).  The unrevealed part is whether the buyer intends to take anything more than the business/transaction relationships.  Moving the enterprise to the U.S. is likely a consideration and retaining the management and sales team may not be part of the overall plan.  For senior management a substantial payout would be triggered by a change of control.

For any investor who has listened to and been guided by the optimism expressed repeatedly by the CEO acceptance of this offer by the Directors suggests that management vision and marketplace reality may have differed widely.  Given a situation of no debt, ample cash, improving dividend, solid customer relationships and a good fee income growth model, there would appear little reason for management to grab a life raft.
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