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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Post by Strohs16on Apr 20, 2017 12:00pm
180 Views
Post# 26143422

Disappointing - glad I'm out

Disappointing - glad I'm out
Held small positions of HCG off and on over the past few years, made a few bucks.  Always seemed to not be holding any shares after their big share collapse (can't say that I was so lucky with CPG or ACQ, but, I digress, I won on this one!)...Recently sold my small position in March (might have been late Feb) at $25.95.  I had read some of the news in the paper at that time, and an analysts comment on the stock, which basically said you could find similar returns (yield) in a lot less risky of a stock, so I dumped it.  I thought at the time, where there's smoke there is fire.  Turns out my hunch was right.

Now I'm seeing it plummet today, under $18.  Almost bought in again today around $19.

Think I'm going to stay away from this one.

Too bad, was a good stock and I made some money on it.

If anyone wants into this sector (private mortgage lending), I highly recommend MKP (in a registered account).  I've been a long time holder of this stock over the past decade.  Relatively low votality in share price, some share price appreciation (certainly wouldn't match the share price appreciation HCG had in previous years, but also will not plummet like HCG has), but I hold it primarily for the dividend (which is characterized as interest according to the ITA - which is why I suggest holding in an RESP, RRSP, TFSA.  Current yield on this bad boy is 8%.  Highly recommend it (not pumping, just saying).

glta
Bullboard Posts