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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Comment by Olimpuson Apr 26, 2017 5:06pm
268 Views
Post# 26170831

RE:Canada

RE:CanadaYikes.... seriously guys do you believe all this doomsday on BNN?  

RECORD DEBT LEVELS..... yes because we are at a low interest rate and house value is proportionate to the interest rate.  
Also, if you look at debt to service ratio we are NOT bad... and only slightly worse than the hyper inflation in the 90's.  
100k house at 14% interest..... 400k house at 2.5%.  Which monthly payment is higher?  

Toronto and Vancouver are WORLD CLASS CITIES..... and are only overpriced right now because of the avg income of people living in those city's compared to the prices.  
When have you ever seen avg wages go up BEFORE cost of living?  Wages and prices will balance out in time.  They are not overpriced when compared to other city's in the same bracket.
 These markets are hot and will probably cool but to call it a bubble like the subprime crash in the USA is just wrong

I bought at 9, 7 and 6.... I am liquidating other investments to double down tomorrow.
Bullboard Posts