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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Comment by Olimpuson May 01, 2017 11:20pm
98 Views
Post# 26190330

RE:RE:RE:RE:RE:RE:RE:The value of a financial entity without liquidity is $0.00

RE:RE:RE:RE:RE:RE:RE:The value of a financial entity without liquidity is $0.00Say what?  That the price of homes are jumping in toronto and vancouver because of how many people are moving there?  TRUE

That this is completely different than USA 2008?  TRUE!  

Whether some of the money is dirty coming from china doesnt really matter.... the truth is vancouver and toronto are still UNDERPRICED compared to like cities around the world.

The ONLY leg you have to stand on is Cost of Living to Wages.... And if you look back through history wages lagging behind growth is normal.... it takes a while for everything to equalize.  

This is not a country that can build down payments into the purchase price of the house..... or set a 2-3 forward looking houose price when getting a mortgage.

Secondary lenders cant basket mortgages and sell them on the open market to expand the amount of capital they can use.... in fact their INABILITY to do this is WHY THEY ARE IN TROUBLE.

If the market crashes its because of fear and sentiment.... not fundimentals
Bullboard Posts