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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Comment by Djwburron May 05, 2017 8:57am
125 Views
Post# 26207622

RE:RE:Move #1 in too big to Fail

RE:RE:Move #1 in too big to FailI'd loan Equitable $2 billion too if I were TD. Take their entire portfolio as collateral. Similar to HOOPP's risk on Home Capital, even if the market corrects like it did from 1989-1996 where home values dropped by 50%, they still end up on top. They can also take a large short position in the meantime and win both ways.

TheRock077 wrote: As some better informed investors know, the federal Govt considers Home Capital too big to fail.

Thats why the Big  6 Banks quickly ponyied up to back stop Equitable when its confidence was beginning to show the same signs of eroding from this vicious short and distort attack by Cohodes and his paid writers.

And so will be the case for Home Capital,should it need such a backstop.

That is not yet clear.

Home Capital has $26 billion in loans, some of which it can monetize for short term cash demands.

Confidence can be a restorative as it can be  evanescent.

With 30 years in this business and a superb track record, it should not take long to restore that confidence and that will be substantively so should they need the fiscal backstop of the Big 6 banks.

This is Day 1 of the big turnaround around.

The tone of this NR makes clearer that Home Capital will not sell itself at any cheap price.
Indeed, the continueing search for new executives implies that they will not need to.

Go get em today..


Bullboard Posts