RE:Out at 1.61When you say "funds" I hope that you mean Exchange Traded Funds rather than mutual funds. ETFs are tradable all day whereas the price for a mutual fund is set daily after the market closes.
ETFs typically have tiny Management Expense Ratios, think less than 1% (annually) in most cases. Mutual Funds have two or three ways to take your money - an annual fee that can be 3-5%, and either a purchase fee (3-5%) or a sales fee (3-5%). (The sales fee often declines to zero over the years.)
ETFs are quite diverse. Take your time to research. Most are passive and try to match a well-known index (e.g. the S&P 500). Some are actively managed wherein the manager tries to focus on a sector or an aspect. e.g. CUD.to invests in USA large cap dividend growers.