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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Comment by opportuniston May 16, 2017 12:43am
108 Views
Post# 26248100

RE:Math question for HCG bagholders

RE:Math question for HCG bagholdersPoorly illustrated.

I have 1 Dollar, Loan out 20, borrow 19 from street to keep the book balanced. 

My dollar is leaving penny by penny. I need to keep it liquid, not to fund new deals, but just to keep those people I got my $19 from happy. 

Now my dollar is almost gone, I need to borrow more so I can breath. I need to take this deal that will give me $2, but I lose a leg and an arm. If I don't pay them back I lose $3 more.

In the fortunate event of me walking out of this alive in a few months, I still have to worry about the $20 I lend out, because even though I still have a few quarters and a dime left in the bank book, I might not get back the full $20 if the storm comes.  

And this is when the poop storm really comes...



Bullboard Posts