RE:RE:WU Teams Up With FB Messenger For Global Money TransfeI agree. As I have said, FGD is in a VERY competitive marketplece. ALL fintech payment solutions are in competition with FGD, not just mobile. EVERY way that one can move money is competition for all the others. I have seen many commercials for lots of different methods for moving money globally, from new small companies to huge companies and banks. FGD is not the only one, you know. Everybody is developing or has already developed new platforms. As I also said, all it takes is for news that a partner is dropping out with FGD and then look out. At the current market cap of about $240 million. I think FGD is totally over valued. Doji is right as .475 cents is definitely coming.