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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Comment by Djwburron May 26, 2017 8:31pm
111 Views
Post# 26291068

RE:RE:Dear Mr. Morneau: It’s time to step in for Home Capital

RE:RE:Dear Mr. Morneau: It’s time to step in for Home CapitalSaving HCG doesn't include saving shareholders... I hope you all realize that. If you believe the Canadian government want this on their record that they bailed out executives who were accused and investigated for being involved in mortgage fraud you are crazy. Equity going to zero in all scenarios

Zkcanada wrote: Good sharing. Disagree 1). the reasoning to save the equity sharehoders at tax payers' expences. Gov. intervension in this case is to protect the depositors and let market play out itself. 2). Blaming on shorts, it is part of the game. The main reason for gov (the liberials) to step in is addressing the bigger issue threating Canada - the MFCs (mortgage finance companies), which are branded as "alternative lenders" in the system created during the conservative more than a decade ago.

Accounting more than 30% of the residential mortgage market now in canada ($400+ billion) majority  of them uninsured, MFCs are designed w/ good intent to bring compititions to the big sixes, but poorly regulated and leveraged by the reckless lenders/borrowers. What we see is only tip of the iceberg, gov. could save hcg by bailout, but cant save the entire sector w/ tax payers money. That is political suicide for Liberals cleaning up other's mess.

Let the market cleanse the unfits but do protect the depositors, Mr. Morneau!


Bullboard Posts