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Home Capital Group Inc T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Comment by xBlitzkriegon Oct 06, 2017 2:00pm
84 Views
Post# 26786875

RE:RE:RE:RE:RE:RE:RE:RE:RE:RE:Grant's Conference Tuesday

RE:RE:RE:RE:RE:RE:RE:RE:RE:RE:Grant's Conference TuesdayThere were rumours of deals being offered to home caital. I doubt Berkshire was the only one, it would be interesting to see what was on the table. I'm not too far away from you and there is a lot of prospective buyers here, and the only sellers I know of are just looking to buy bigger. Cohodes was right about fraud, but he used nothing but pure speculation on top of that to help fuel his short. The housing market here isn't even that far fetched if you take into consideration the cost of building and factor in the cost of land+utility hook ups it's not that much below the cost of current home prices. High cost of Vancouver & Toronto is to be expected, it's like 2 mil for an apartment in Manhattan. Oh well though I guess there is always a hopeful speculator or two willing to lose their cash.
TraderBen wrote:
xBlitzkrieg wrote: too bad the market is going to keep going up.

TraderBen wrote: It Doesn't look like the default numbers are playing out that way, the rate is remarkably low.   

See it all here:

https://cba.ca/mortgages-in-arrears

 




it certainly is looking that way.  Even if the B-20 rules come into affect next year, it may just send more business to sub prime lenders if people don't qualify with the big five.  No one knows for sure how this is going to play out, but I don't think its in the government's interest to crash housing.  But we certainly didn't see the flood of listings that a lot of doom and gloomers were anticipating in September. Nationally, price is still going up modestly.

I live in Vancouver and I see a lot less of the fear mongering real estate doom and gloom media stories than I did a year ago.  I actually feal sorry for anyoe who listened to Cohodes in July 2016 when he said on BNN to "SELL and RENT and BUY THE U.S. DOLLAR".  That person that took that advice back then would have lost big time if they had to pay rent for the lasst year and the loonie has gone up 7%.  But no one can get all of their calls right and he certainly did get the bank run call.  Warren stepping in tho' .. well that had to be some whopper of a surprise that no one expected.


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