RE:RE:TDWhat it means is that TD sucks and you should change to a smaller outfit... probably a Treasury Branch or a Coop.... The five big banks in Canada do not give a flying care about most average people. I was at Royal for years.... 23 years.. Then Nova Scotia for years.... then I switched to a kind of Treasury Branch or a Coop called First Calgary.
My only reason for switching was because they were charging me 20-40 dollars per month in fees.
First Calgary.... no fees..... They are fantastic... one time I was overdrawn by about 5 dollars.... no problem.... did not cancel the payment nor did they charge me a penny... So when some money came along.... the only place I could possibly think to put my money into was First Calgary.... they are the best Bank I have ever delt with.... They set me up with Q-trade and away we went... Full service without those rediculous fees. Banks and Bankers should be hung from the highest pole.