Mr ShlinkerLook-it no matter ehat someone may say about a company it is everyone's responcability to do their own homework. As far as entry price, one of the harder things to do on the venture is to get in at the very bottom of a stock price. At the end of the day when you buy shares I imagine you have an idea where it can go and what you would sell ot for so getting a "good" price is very relative. For myself I love the innovation of the tech and the partners this company has secured. Dead money for a year....well for what its worth you maybe right or you maybe wrong. The fact of the matter is Visa along with a few other major partners are signed and ready for revenue generation. What gets me excited is the direct access of the card portfolio of these partners. Its a classic case of not needing to make 1 million $ off 1 client but 0.10$ off 10 million. In other words the scalability of these recent deals is what is significant and although it does not translate to automatic guaranteed cash the possibility is very much there. I cant think of many venture stocks that not only has a market size as big as mobi does but has very direct access to that market. Who bigger and better than Visa ? So what I say is it is better to hold this stock then not, maybe simply hold an amount you are confortable with rather then betting the farm. It is ALWAYS better to be too early in a play then late.