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Great Ajax Corp T.AJX


Primary Symbol: AJX

Great Ajax Corp. is an externally managed real estate company. The Company’s primary business is acquiring, investing in and managing a portfolio of mortgage loans. The Company operates in a single segment focused on re-performing mortgages, and to a lesser extent non-performing mortgages and real property. The Company primarily targets acquisitions of re-performing loans (RPLs), which are residential mortgage loans and non-performing loans (NPLs), which are residential mortgages. It invests in single-family and smaller commercial properties directly either through a foreclosure event of a loan in its mortgage portfolio, or, less frequently, through a direct acquisition. It may acquire RPLs and NPLs either directly or in joint ventures with institutional accredited investors. It may also acquire or originate small balance commercial loans. Its manager is Thetis Asset Management LLC. It conducts its business through its operating partnership, Great Ajax Operating Partnership L.P.


NYSE:AJX - Post by User

Comment by dt_coreon Mar 23, 2018 11:14am
109 Views
Post# 27769911

RE:RE:RE:CC

RE:RE:RE:CCIt was the most positive earnings call in a number of years. Hopefully that optimism will be rewarded. Taping a new opportunity that claims to target 10 million small farms at a potential $6,000 each is quite large, however I wonder how many farmers would actually embrace these products. Even if we assumed only 5% did that's still a 500,000 number of farms opportunity ($3bn total size). If AJX could claim 10-20% market share (on the cc they said there are no competing products at the moment), that's a $300mm to $600mm potential topline opportunity for the company at a margin rate that's consistent with higher priced products. Going forward any signs that this is materializing, as management anticipates, and its a game changer for the company and stock. At this point we are very much in "show me" mode with management, however for the first time in over 5 years there is a compelling visibile path and strategy to growth.

Interesting comment regarding the $55mm bulk order. Management indicated on the call that being a public company with required disclosures presents challenges for maintaining client confidentiality. One has to wonder if strategically it would be better if AJX was a private co. One question for the group, does AJX have any customers above 10% revenue in 2017? If not then we can assume at maximum ~$4.8mm of the $55mm is existing business with the large unamed client. Unfortunately on the cc management cited orders of this size do not happen often, so perhaps its a one off BUT they did cite several opportunities with other clients so net, net a $100mm topline with 20%+ annual growth rate could be possible + the Hands free opportunity ($300mm - $600mm opportunity) + Rice Planter in Asia (and complimentary farming tools). It sounds exciting but it's all just a dream until we see the numbers actually come through on earnings reports.
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