New thoughts on adviceFor the young 18 year old kid my advice was solid, but thinking about it after a few more rums Mr. Opel made a very legit comment " go out and get laid with it" I am very fortunate in my financial status right now, however, I was very poor growing up and although I always thought about investing say from the young age of 12 or so I didn't. My mother died when I was 19 and I had no father or family so I took off for a year across Europe and North Africa. I had really no money and slept on beaches and hostels, or with girls I met and it was the best time of my life. I ended up living in Nice, Santa Barbara, The keys and Corona Del Mar just from meeting different girls. So what I'm trying to say is life is more fun when you're young then when you're old. If possible take care of business but don't ever sacrifice your youth as it's gone so fast !