Craig's View on DebtI would also love to read Craig's analysis on debt. Insolvency is the greatest risk for a penny stock like PHM. Most of us on here including myself have not read through the fine print on the financial statements including the notes regarding the debt, debentures, lines of credit, other loans, debt covenants, financial commitments, security over any assets, leases and other long term commitments and how it is all structured. Clearly, the debt is holding the share price down. Would love to learn more about it.