RE:RE:RE:RE:RE:tough times for investorsLOL, too funny, have to agree with you there federer20. I get this stuff in the mail all the time, bam! in the garbage it goes. I have to tell you when I got the loan for my first home, by the time I paid it I could have bought two homes. That was about 30 years ago. The interest the insitutions charge is basically criminal, but what choice does one have. None really, when the rates go up a lot of people lose their homes because they can't pay. People get in dept becuase they want to enjoy life, I can understand that fully. I mean if they only pay bills then what kind of life is that. Seems like the economy has put many many people in a position where they can either pay bills or take some money and enjoy life. We live in a world where prices never go down. The controlled society is what it's all about for most Canadian and US folks. Between the phone bills, insurance, utilities, government they pretty well bang on eat the pay cheques of most follks. Of course there are those that are stinkin rich, nothing wrong with that, they just don't need to worry too much other then who they are going to give their money to when they pop off, lol. So you see the politicians, institutions, utilities are not doing good by people, it's only about money, not about creating an economy where people can live a comfortable worry free life. Instead just worry about next years increases because we know they are coming.