Join today and have your say! It’s FREE!

Become a member today, It's free!

We will not release or resell your information to third parties without your permission.
Please Try Again
{{ error }}
By providing my email, I consent to receiving investment related electronic messages from Stockhouse.

or

Sign In

Please Try Again
{{ error }}
Password Hint : {{passwordHint}}
Forgot Password?

or

Please Try Again {{ error }}

Send my password

SUCCESS
An email was sent with password retrieval instructions. Please go to the link in the email message to retrieve your password.

Become a member today, It's free!

We will not release or resell your information to third parties without your permission.

Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Bullboard Posts
Comment by canaderon Nov 13, 2018 10:54am
114 Views
Post# 28965111

RE:Thoughts on the SIB Price Range

RE:Thoughts on the SIB Price RangeHCG management looks just fine.

If you go back in history just a short 1.5 years, you have HCG trading about 80 million shares between  April 24th and June 12 of 2017. Those are not even WB shares. 
Shares went from 11.33, down to 6.68, and then recovered to 12.70

So there are a lot of shares sitting with substantial gains for 1.5 years.

It is good and fair for them to test the waters at 16.50 to 18.50.

See how it goes.

It's always easy to put more moeny on the table. They would look like fools if they overpaid for the shares. Good for them trying to low ball it as much they can.

Let's not forget the market was allowed to set the rate. And the market chose ~17.50

Regards




WBuffett1 wrote: Its quite conflicting, here's why:

- if you plan to hold your shares long term, you would want HCG to buy back as low as possible, so your share in HCG will increase substantially.

- BH and TC are long term shareholders, so they would probably want HCG to buy back at low price. But without their participation, it would be hard for HCG management to have any certainty in filling in the auction.

- HCG management will look like fools if they ended up getting only a small portion of their intended buyback amount.

- Remember, HCG is motivated to return the full amount of $300 million because their capital ratio would still be high even after the SIB.

- Now for BH, its only been a little over a year since their investment. They rarely hold investments for less than 5 years. Plus, the upper end of the price range is still a significant discount to book. I don't think BH will tender any shares.

- For TC, their average cost is above $20. It wouldn't make sense for them to tender any shares at the upper end of the range as well. They are not even breaking even at that price point.

- I hope BH and TC would announce their decision. I think what's happening now is HCG will now sound out BH and TC and see whether they will tender. HCG will probably ask them for their required price point and they will revise up the offer price range. just my guess


Bullboard Posts