Raymond J. QuinlanRay J. It is time to sell out buddy. You are getting old you poor sap. You and your friends at NAVI and NNI are in for a rough ride. These interest rates are going to ravage your position to nothing. You had a good run buddy, but it is time to sell out.
The contagion is building. Once these students collectively stop paying you are going to be a sad and sorry little boy.