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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Post by wildrunner11on Jan 11, 2020 10:10am
111 Views
Post# 30541916

Now we wait......

Now we wait......

I'm curious what price range the SIB will be purchasing stocks back at. 

As a Canadian individual investor if you stocks are in a cash account, this make no sense for tax implication. As you'll get a dividend from the $3.29(ish) value to the purchase price, while selling you shares in the market is a capital gain based on sell price minus ACB. So, SIB makes no sense.
For you TFSA or RRSP account there is no tax implication so if you think SIB price will be higher than market might be a way to flip share and re-buy and makes a few dollars. 

But if you have mutual funds that own HCG, this might be a good way to reduce their position and not incur capital gains. I'm not sure of tax consequences for them, is their no tax consequences and the gain just shown in the mutual funds value and only when the unit holder disposes does their become a tax consequence?
 

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