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Home Capital Group Inc HMCBF


Primary Symbol: T.HCG

Home Capital Group Inc. is a Canada-based holding company that operates through its principal subsidiary, Home Trust Company (Home Trust). Home Trust is a federally regulated trust company offering residential and non-residential mortgage lending, securitization of residential mortgage products, consumer lending and credit card services. In addition, Home Trust and its wholly owned subsidiary, Home Bank offer deposits through brokers and financial planners, and through a direct-to-consumer brand, Oaken Financial. Its mortgage lending includes classic single-family residential lending, insured residential lending, residential commercial lending, and non-residential commercial lending. Its consumer lending loan portfolio comprises credit cards, lines of credit and other consumer retail loans. In addition, the Company manages a treasury portfolio to support liquidity requirements and invest excess capital.


TSX:HCG - Post by User

Comment by canaderon Jun 26, 2020 11:19am
81 Views
Post# 31195280

RE:RE:RE:GTA House Sales

RE:RE:RE:GTA House Sales
Risk on, Risk off,...
Risk on, Risk off,...
Risk on, Risk off,...
Risk on, Risk off,...
Risk on, Risk off,...
Risk on, Risk off,...Risk on, Risk off,...
Risk on, Risk off,...Risk on, Risk off,...Risk on, Risk off,...Risk on, Risk off,...Risk on, Risk off,...
Risk on, Risk off,...Risk on, Risk off,...Risk on, Risk off,...Risk on, Risk off,...Risk on, Risk off,...
Risk on, Risk off,...

Hmmmmm, Can anyone tell me what comes after Risk off?? I am having a really hard time figuring it out,...

Whack, Whack, and Whack-A-Dhorite some more.

GLTA, cept the Dhorties of course.

EventHorizon wrote: Not sure how relevant to the Canadian banks but the US central bank has also decided to interfere with buybacks and dividend payouts by their banks.

https://www.bnnbloomberg.ca/fed-caps-bank-dividends-bans-share-buybacks-through-september-1.1456493

The last paragraph is especially relevant:

"The largest U.S. lenders suspended buybacks in March until the end of the second quarter to conserve capital for the pandemic. Analysts aren’t expecting [buybacks] to resume until the middle of next year."

Again this is US and not Canada, but I would not be surprised if OSFI and BoC wouldn't act at least as conservatively as their US counterparts. Sometimes banks will also have to consider the optics of their actions and HCG could get into a lot of hot water if they decided to go against the current.

Hopefully, HCG will be able to grow more aggresively their book to take advantage of their strong overcapitalization if they will not be able to return capital to shareholders for potentially another year.


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