RE:Investors are shifting $$$ to Banks...Utilities way better to invest in than the banks and insurance companies, the big Reason is, interest rate will stay with us for many years to come very low , look to far, you will be ahead of game, stop looking at your belly button , think before making any decision, market some time behave like stupid yo-yo, you can't fellow that invest for long term, you will be ahead of game as I mentioned that before . All the Best.