RE:Thanks for an intelligent reply grimreaper Don't thank the snake in the grass REAPER for anything. He posted alleged inside information on the VSR board, then broke copyright laws by posting contents of a Kaiser news letter, now he plagiarizes a post done by a person named garland. He brags about getting rich by running a mutual fund that skimmed 3% off the meager gains from widows and others trying to scrape by. A very corrupt and dishonest individual. We can only pray for him that he repents, accepts the blood sacrafice of the Lord, and gets saved.