RE:Quick question No I haven't. Here's the way I understand it. The TFSA was created as a tax free savings account. All gains whetherer cap gains, div. or interest are tax free. If I choose to use the account for rapid or excessive trading I am deemed to no longer considered a saver. Now I am a stock trader. But RevCan still doesn't know. It's only when the bank ( federally regulated) sends a tape to CRA ( which they do) showing my trading activity will they begin to take notice. But the evidence will be there plain as day and CRA will be in touch.
So I like to trade in my RRSP because all money withdrawn is taxable so CRA doesn't bother me.
GLTA & Stay Safe