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Timbercreek Financial Corp T.TF

Alternate Symbol(s):  TBCRF | T.TF.DB.D | T.TF.DB.E | T.TF.DB.F

Timbercreek Financial Corp is a Canada-based non-bank, commercial real estate lender providing shorter-duration, structured financing solutions to commercial real estate investors. The Company is focused on providing structured financing solutions to real estate owners and investors and acts as an alternative asset class investment manager. The investment objective of the Company is to secure and grow a diversified portfolio of mortgage and other loan investments, generating an attractive risk-adjusted return and monthly dividend payments to shareholders, balanced by a strong focus on capital preservation. The Company focuses primarily on lending against income-producing real estate such as multi-residential, retail and office properties. It fulfills a financing requirement that is not well serviced by the commercial banks: primarily shorter duration, structured financing. It works with borrowers throughout the terms of their mortgages to ensure that their capital requirements are met.


TSX:TF - Post by User

Comment by bcscon Jan 27, 2021 11:04am
478 Views
Post# 32398772

RE:Dividends

RE:Dividends
retired234 wrote:
Can anyone explain to me why Timbercreek dividends are taxed as interest income and therefore higher taxation rate as compared to most dividends that are eligible for the dividend tax calculation method for taxation ?

Thank you


GLTA


The diviidends elligible for the dividend tax credit have already been taxed at the coporate level, hence the existence of the tax "credit".  Mortgage investment corporations are not taxed and essentially all profits flow through to shareholders who bear the full tax burden.. This is advantageous in a registered account since tax is avoided at both the coporate and individual level.

And of course they are "interest income".
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