Regarding USA, Namaste needs "safe banking act "It will happen first ,,before legalization on federal level. What it will do is de-criminalization, it would be legal to pay with the credit cards,pay taxes and apply for the investment loan in the bank. It will allow Namaste to apply for license for medical marijuana in USA and get into agreement with the businesses in "legal" states,were recreational cannabis is allowed.
Safe banking act is decriminalization of cannabis industry.