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Versabank T.VBNK

Alternate Symbol(s):  VBNK

VersaBank is a Canada-based chartered bank. The Bank provides commercial lending and banking services in Canada and the United States, as well as cybersecurity services and banking and financial technology development services through the operations of its wholly owned subsidiary DRT Cyber Inc. (DRTC). It operates through two segments: Digital Banking and DRTC (cybersecurity services). The Digital Banking segment obtains its deposits and provides its loans and leases electronically via deposit and lending solutions for financial intermediaries. Its loan portfolio includes point-of-sale loans and leases, commercial real estate mortgages, commercial real estate loans and public sector and other financing. The DRTC segment develops solutions to address the volume of cyber threats challenging financial institutions, multi-national corporations and government entities. It also offers receivable purchase program (RPP) funding solution for point-of-sale finance companies.


TSX:VBNK - Post by User

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Post by Rational43on Feb 26, 2021 10:46am
290 Views
Post# 32670557

Up in a terrible market - something's building

Up in a terrible market - something's buildingNews in a lot of differernt languages yesterday talking about "Canadian VersaBank".

If Versabank can parlay vcad, vusd and veur into a source of billions in interest free money to loan out, its going to enable huge margin and profit expansion in the core business.
Plus the publicity from this announcement is going to turbocharge awareness of the DRT cybersecurity division, not to mention the knock on impacts on valuation if VersaBank gets valued like a technology leader, which it is.

Higher earnings, higher valuation, more brand awareness to turbocharge international growth....up in a terrible market makes sense.  
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