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Fobi AI Inc V.FOBI

Alternate Symbol(s):  FOBIF

Fobi AI Inc. is a Canada-based artificial intelligence (AI) and data intelligence company that provides businesses with real-time applications to digitally transform and future-proof their organizations. The Company enables businesses to action, leverage, and monetize their customer data by powering personalized and data-driven customer experiences and drives digital sustainability by eliminating the need for paper and reducing unnecessary plastic waste at scale. It operates in the technology industry and earns revenues from directly selling software-as-a-service (SaaS), reselling, referring, and licensing its technology to licensors. It offers Wallet passes, which are digital representations of physical cards or documents that are stored in mobile wallet apps and simplify the user experience by providing smartphone access to membership cards, coupons, tickets, and more. It enables businesses to action, leverage, and monetize real-time data across online and offline platforms.


TSXV:FOBI - Post by User

Comment by LastZazon Mar 02, 2021 8:37pm
455 Views
Post# 32701745

RE:Financials are encouraging !!

RE:Financials are encouraging !!

Hello, professional accountant here. I've read through the financial statements and have some good news for you.

Firstly, share based compensation does not equate to cash dollar expense the way you assess it. As per note 8, the share based compensation you are referring to is are stock options granted to employees - likely executives. Although these options do may have an effect on cash (depending on what is exercised, how and when), the figure of $2.8 million is a representative fair value of the expense of these stock options as of the date of the statements. This value is determined using the black-scholes option model and is subject to massive variance due to various assumptions which can vary at different times. Some of those assumptions include time until expiration, market value of the share, volatility in the share price, risk free rate, and expected dividends.

What that means ifor investors is that Loop didn't literally spend $2.8 million additional cash on compensation for executives. It simply means that is the fair value of the options in that period is $2.8 million. It is "share based compensation", that is only expressed in the period the options vest - IE become available for exercising by the option holder.

Furthermore, these options can be settled by equity alone, where the executive pays the company $X for their shares and simply sells them later on the public market. So it would only impact equity in that case and ultimately cause dilution. As you can see, it is a complex item where it should be shown for users of the financial statements, although what is shown is likely never a perfect representation of the true "cost" of the options to the company.

Lastly - don't forget that stock options are an incentivizing feature for executives. They benefit from an increase in the share price and therefore work to increase it to benefit all shareholders - including themselves.

Now you can do the math, normalize the expense and compare to prior periods... The company is positioned similarly to the prior periods... The net loss would be closer to ($1,559,390) which would practically be the same as prior period. Do not view this as a massive negative or that management is careless with spending.

Lastly - remember that the fair value of the options increased significantly also because the share price did. The only issue I see with this is the dilution - with that said, the Company is beginning to generate revenues and the share price will increase over time in any case. It is only a matter of time before EPS is positive and no one is worrying about share based compensation... 

GLTA and take care. Relax, buy the dips and hold long. 

 

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