RE:RE:All Clear!!!!another one of those "this is the biggest pile of &^% i have read today" posts.
I am curious if you even know what a bank is in Canada or how they are classified. There is plenty of competition for lending us and taking our money.. Perhaps you and your friend google could do lunch today and do some research. Start here
https://en.wikipedia.org/wiki/List_of_banks_and_credit_unions_in_Canada#Banks_by_legal_classification
You might also do some research on your statement that Canadian management sucks. The Canadian banking system and its participants are some of the best run businesses there are and we all remember all too well how the American system has been managed over the past couple of decades. If you take the years each has been accumulating wealth and country political landscape into account we would have some oft the most successful ibanks n the world.
Perhaps you can enlighten us all on how the real estate industry has performed during the pandemic. That must be a "virtual monopoly" too. Maybe every house seller is out to screw the consumer!
There are numerous industries that have made profit during the pandemic. if this was not the case the economy would crash and you wouldn't have to worry about getting screwed!
And what exactly do you think a consumer is? Don't consume if you don't want to create a demand.
"The consumer is the one who pays to consume the goods and services produced. As such, consumers play a vital role in the economic system of a nation. In the absence of their effective demand, the producers would lack a key motivation to produce, which is to sell to consumers.
You need to put your money under your mattress and build your underground shelter my friend. the world is comin to get you!!